Check for any casualties
The very first thing that should come to your mind in case of an accident is to check for any injuries caused to the people in your vehicle and/or the other vehicle in case two or more vehicles are involved. Some people tend to think of the car first before the people involved. It is fair that the life of the car’s occupants come first since it cannot be compared to the value of the car. In case there are casualties in the San Diego car accident, then call 911 and report the same to the police. There is a tendency among the police to respond faster to such accident scenes if people’s lives are involved. Otherwise if it’s just the car, the response is a bit slow. This is not the law; it is just a general observation and experience. Otherwise they are supposed to respond as fast as possible.
Report the accident to your insurer
Once the casualties have been taken care of, the next step is to contact the Claims Department of your insurance company and report the accident with them. Don’t wait. Some companies have the tendency of rejecting claims especially if lodged a bit late. So, the moment you get involved in a San Diego car accident and you are in a position to make a call then just call them. Don’t hesitate.
The other driver may tell you that they don’t want to involve the insurance companies especially if it is just a small dent or scratch. Don’t be tempted to ignore reporting it. It is an accident after all. Most insurance companies won’t accept liability especially when they realize that the current damage caused to your car includes that which was caused by previous accidents. Just report it however small the damage may be. A San Diego car accident may appear so insignificant but you may only realize later on that conducting repairs for the small dents and scratches can be so expensive. Some parts of your car can actually be very expensive.
There have always instances whereby the other driver rushes on refusing liability. After a San Diego car accident, the moment the other driver hears what they are likely to incur, most of them simply refuse to pay. Some will claim that it cannot be as expensive as you may be putting it. The other may think that you are just trying to make some cash from the otherwise ‘insignificant’ accident. In this case you will find some difficulty in dealing with such people. This is where the police you had initially called and the insurance company comes in handy. The police will of course help when it comes to the legal side of the accident while the insurance company will play the compensatory role. Some drivers even try to change the story so that the fault can revert back to you. In this case you will learn the importance of the police as well as the witness testimony that will come from anyone who was around and witnessed the accident.
However, once involved in a San Diego car accident, some drivers will easily see their fault and take responsibility for the same. These will make your work easier.